Cost of living
St. Pauls Bay compared to Northern Harbour
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Overview comparison
St. Pauls BayNorthern Harbour
Consumer prices in St. Pauls Bay are roughly 9% higher than in Northern Harbour.
Cost of living
| Item | St. Pauls Bay | Northern Harbour |
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| Total with rent one person | 1,765 | 1,366 |
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| Total with rent family | 4,122 | 2,908 |
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| Without rent one person | 619 | 668 |
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| Without rent one family | 2,447 | 2,227 |
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| Rent & Utilities person | 1,015.3 | 982.34 |
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| Rent & Utilities family | 1,055.56 | 1,263.52 |
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| Food person | 555 | 486 |
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| Food family | 1,458 | 1,289 |
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| Transport person | 87.08 | 92.45 |
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| Transport family | 206.52 | 253.65 |
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| Life expectancy | 83.83 years | 77.8 years |
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Eating Out
| Item | St. Pauls Bay | Northern Harbour |
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| Lunch Menu | 15.37 | 14.61 |
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| Dinner in a Restaurant, for 2 | 84.57 | 79.85 |
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| Fast food meal, equiv. McDonald's | 11.48 | 12.59 |
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| Beer in a Pub, 0.5 L or 16 fl oz | 5.51 | 4.55 |
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| Cappuccino | 3.26 | 3.18 |
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| Pepsi / Coke, 0.5 L or 16.9 fl oz | 2.26 | 3.04 |
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Rent & Utilities
| Item | St. Pauls Bay | Northern Harbour |
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| 1 bedroom apartment in city Center, 40 m2 or 430 ft2 | 990.79 | 859.97 |
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| Cheap 1 bedroom apartment, 40 m2 or 430 ft2 | 800.33 | 750.55 |
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| 3 bedroom apartment in city Center, 80 m2 or 860 ft2 | 1,309.7 | 1,594.48 |
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| Cheap 3 bedroom apartment, 80 m2 or 860 ft2 | 1,277.67 | 875.34 |
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| Utility Bill one person, electricity, heating, water, etc. | 60.45 | 60.74 |
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| Utility Bill for a Family, electricity, heating, water, etc. | 100.7 | 84.76 |
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| Internet plan, 25 Mbps+ 1 month unlimited | 29.91 | 38.31 |
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Transportation
| Item | St. Pauls Bay | Northern Harbour |
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| Local transport ticket | 5.54 | 4.62 |
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| Monthly ticket local transport | 2,877 | 2,717 |
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| Taxi Ride, 8 km or 5 mi | 2,637 | 3,469 |
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| Gas / Petrol, 1 L or 0.26 gal | 1.83 | 2.25 |
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| Mortgage Interest Rate for 20 Years | 26.04% | 22.1% |
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| Apartment price to Buy in city Center, 1 m2 or 10 ft2 | 34.95 | 35.35 |
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| House price to Buy in Suburbs, 1 m2 or 10 ft2 | 1.21 | 1.51 |
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Groceries
| Item | St. Pauls Bay | Northern Harbour |
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| Milk, 1 L or 1 qt | 1.34 | 1.39 |
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| Bread, 0.5 kg or 1.1 lb | 1.55 | 1.38 |
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| Eggs, x12 | 3.76 | 3.85 |
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| Cheese, 1 kg or 2.2 lb | 9.06 | 8.86 |
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| Chicken Breast, 1 kg or 2.2 lb | 8.06 | 7.32 |
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| Round Steak, 1 kg or 2.2 lb | 15.37 | 15.26 |
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| Banana, 1 kg or 2.2 lb | 2.5 | 2.07 |
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| Water, 1 L or 1 qt | 0.67 | 0.65 |
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Other
| Item | St. Pauls Bay | Northern Harbour |
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| Gym Membership, 1 month | 54.29 | 58.99 |
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| Cinema Ticket, 1 person | 12.86 | 11.85 |
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| Doctors visit | 17.69 | 22.23 |
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| Haircut, simple | 11.73 | 11.53 |
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| Brand Jeans | 111.91 | 97.93 |
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| Brand Sneakers | 86.57 | 78.52 |
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| Daycare or Preschool, 1 month | 942.37 | 928.17 |
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| International Primary School, 1 year | 9,930 | 7,927 |
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