Cost of living
Clay County compared to Gardner
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Overview comparison
Clay CountyGardner
Consumer prices in Gardner are roughly 27% higher than in Clay County.
Cost of living
| Item | Clay County | Gardner |
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| Total with rent one person | 2,115 | 2,717 |
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| Total with rent family | 4,551 | 5,258 |
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| Without rent one person | 885 | 1,005 |
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| Without rent one family | 2,239 | 2,637 |
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| Rent & Utilities person | 1,045.71 | 1,677.05 |
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| Rent & Utilities family | 2,079.22 | 2,301.91 |
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| Food person | 556 | 517 |
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| Food family | 1,255 | 1,892 |
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| Transport person | 54.43 | 103.33 |
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| Transport family | 156.82 | 300.12 |
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| Life expectancy | 88.36 years | 65.65 years |
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Eating Out
| Item | Clay County | Gardner |
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| Lunch Menu | 13.66 | 15.79 |
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| Dinner in a Restaurant, for 2 | 61.93 | 73.41 |
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| Fast food meal, equiv. McDonald's | 10.72 | 9.24 |
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| Beer in a Pub, 0.5 L or 16 fl oz | 5.63 | 5.75 |
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| Cappuccino | 5.09 | 5.66 |
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| Pepsi / Coke, 0.5 L or 16.9 fl oz | 2.5 | 2.73 |
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Rent & Utilities
| Item | Clay County | Gardner |
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| 1 bedroom apartment in city Center, 40 m2 or 430 ft2 | 909.04 | 1,502.84 |
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| Cheap 1 bedroom apartment, 40 m2 or 430 ft2 | 801.35 | 1,452.77 |
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| 3 bedroom apartment in city Center, 80 m2 or 860 ft2 | 2,187.36 | 2,420.3 |
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| Cheap 3 bedroom apartment, 80 m2 or 860 ft2 | 1,501.63 | 2,676.46 |
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| Utility Bill one person, electricity, heating, water, etc. | 100.09 | 129.16 |
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| Utility Bill for a Family, electricity, heating, water, etc. | 162.89 | 222.03 |
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| Internet plan, 25 Mbps+ 1 month unlimited | 70.95 | 77.66 |
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Transportation
| Item | Clay County | Gardner |
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| Local transport ticket | 5.36 | 7.34 |
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| Monthly ticket local transport | 2,372 | 5,048 |
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| Taxi Ride, 8 km or 5 mi | 2,003 | 3,484 |
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| Gas / Petrol, 1 L or 0.26 gal | 1.48 | 2.77 |
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| Mortgage Interest Rate for 20 Years | 44.43% | 70.21% |
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| Apartment price to Buy in city Center, 1 m2 or 10 ft2 | 14.59 | 16.73 |
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| House price to Buy in Suburbs, 1 m2 or 10 ft2 | 0.84 | 0.93 |
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Groceries
| Item | Clay County | Gardner |
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| Milk, 1 L or 1 qt | 0.89 | 0.9 |
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| Bread, 0.5 kg or 1.1 lb | 3.85 | 2.94 |
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| Eggs, x12 | 3.9 | 4.38 |
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| Cheese, 1 kg or 2.2 lb | 9.6 | 14.94 |
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| Chicken Breast, 1 kg or 2.2 lb | 10.46 | 11.81 |
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| Round Steak, 1 kg or 2.2 lb | 12.04 | 16.75 |
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| Banana, 1 kg or 2.2 lb | 1.96 | 1.67 |
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| Water, 1 L or 1 qt | 1.37 | 1.48 |
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Other
| Item | Clay County | Gardner |
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| Gym Membership, 1 month | 30.78 | 50.32 |
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| Cinema Ticket, 1 person | 10.29 | 15.02 |
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| Doctors visit | 88.2 | 111.06 |
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| Haircut, simple | 14.02 | 20.77 |
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| Brand Jeans | 47.35 | 50.98 |
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| Brand Sneakers | 89.98 | 74.37 |
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| Daycare or Preschool, 1 month | 1,011.83 | 1,316.19 |
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| International Primary School, 1 year | 18,906 | 23,747 |
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